In case you have somehow skipped the 20th century inside a cave, Home Depot is the largest home improvement retailer in america with 2,193 stores throughout the country and in foreign shores. Actually, you can build your own manmade cave making use of their construction supplies. Also, this redecorating giant also accepts commercial bank cards like MasterCard, Visa, American Express and Discover. However, if you are after the top deals with this retailer, you might like to secure a store-issued Home Depot bank card.
Varieties of Home Depot Credit Cards
There are two main types of the Home Depot business hours. First, the Consumer Card as well as the Consumer Rewards MasterCard are mainly for homeowners who spend smaller amounts on construction materials for basic home repair, renovation and maintenance. Second, the Depot Commercial Cards and Depot Business Rewards MasterCard are targeted for the small to large size companies that spend larger amounts on construction supplies. As such, they are generally involved in interior design, office and residential building construction and other associated industries.Of course, each card has its advantages according to your house improvement needs.
Advantages – There are many benefits to getting either from the abovementioned Home Depot cards, in which the following are the most important for card holders: You will need not buy an annual fee, which is in comparison with commercial bank cards charging around $100 annually. Upon your initial purchase of a minimum of thousands of dollars, there is no need to help make payment and pay interest for six months right after the purchase. Basically, you might be borrowing money for half a year at no interest. After 6 months, you should begin repaying the debt at fixed rates of interest starting at 8 percent, according to your card type.
It is possible to view, manage and pay your charge card account online at their site, that is definitely really quick, simple and easy , convenient for busy individuals. You might also make in-store payments at some of the Home Depot stores. Your Home Depot credit card is valid in most Home Depot stores. You are able to basically shop in over 2,000 stores! You will be supplied with easy-to-read itemized billing statements, which can be used settlements and reconciliations, when and where necessary.
It is possible to track your purchases by either purchase order number, job name or job order, which is actually a very good feature especially when you are ordering in bulk. You do not assume financial responsibility and liability for unauthorized charges to your charge card. You can decide to pay completely or make low monthly installments. Be aware, however, that this Commercial Bank Card hvolbf full payment of all charges due and demandable each month.
You can also acquire special promotions and rewards programs with your Home Depot credit card. For instance, you earn 2 points for charges made at service stations, restaurants, drugstores and supermarkets. You can then redeem your accumulated points in gift certificates, merchandise and air travel.